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What is the Student Aid Index (SAI)?

Your聽Student Aid Index (SAI)聽is a formula-based index number ranging from 鈥�1500 to 999999. Where your SAI falls within the SAI range helps your school determine how much financial support you may need.

A negative SAI indicates you have a higher financial need. For example, if you have an SAI of 鈥�1500, you鈥檒l qualify for a maximum Pell Grant award assuming you have not exhausted your lifetime amounts and meet all student eligibility requirements.聽Learn聽.

Your SAI聽is not

• a dollar amount of aid you鈥檒l receive,
• what your family is expected to provide, or
• your final financial aid offer.

Your SAI is an index number used by financial aid professionals when creating an aid offer. Your SAI is calculated using information that you (and other contributors, if required) provide on the聽Free Application for Federal Student Aid聽(FAFSA^庐) form.

During your aid process, you will see the following:

• an estimated SAI on the confirmation page of your FAFSA form
• an official SAI within your FAFSA Submission Summary (after your FAFSA form is processed)

Follow these steps to find your SAI:

1. 聽using your account username and password.
2. Select your processed FAFSA submission.
3. Select 鈥淰iew FAFSA Submission Summary.鈥�
4. Select the 鈥淓ligibility Overview鈥� tab.

• Minimum GPA – To be in good academic standing you must earn a minimum GPA based on attempted credits as follows: for 0.5-12 credits a minimum GPA of 1.5, for 13-24 credits a minimum GPA of 1.75 and over 24 credits at least a GPA of 2.0.
• Minimum GPA for 4 Year Programs – If enrolled in a program of more than two academic years, a student must have a GPA of at least “C” or the equivalent at the end of the second academic year. This means that a student must maintain a minimum 2.0 GPA after being at the school for 4 semesters or 6 quarters without regard to enrollment status.
• Maximum Time Frame– The credits a student has attempted is no more than 150% of the credits normally required for the degree For example: if the credits needed for the degree is 120, you can attempt no more than 180 credits.
• Pace of Progression – You must successfully complete a certain percentage of the total number of credits that you attempt according to the following:

Baccalaureate Degree Programs

Associate Degree Programs

* Attempted credits are courses you registered for and did not drop before the last official withdrawal date

• • Attain a minimum GPA as specified in the chart below for each payment requested.
  • You are allowed a total of 48 TAP points for your entire undergraduate degree. You use 6 points for every full-time TAP payment. You may receive up to 6 semesters as an associate degree student. For some special program you can earn up to 10 semesters and 60 allowed a total of 60 points.
  • You must be enrolled full-time, that is, enrolled for at least 12 credits or equated credits that meet the requirements of your curriculum/major.

• In your first TAP semester, you must be taking at least 3 degree credits as part of your full-time course load. You must take a minimum of 6 degree credits every semester after your first TAP payment.
• If you repeat a course that you previously passed, you may not count the repeated course towards full-time enrollment for TAP purposes. If you repeat a course that you previously failed, you may include that course towards full-time enrollment for TAP purposes.
• Remedial courses may be counted toward either full-time or part-time enrollment for TAP purposes. However, to qualify for TAP, you must always be registered for a certain number of degree credit courses.
• To receive TAP payments you must make academic progress towards a degree. The minimum academic requirements are indicated in the charts below.

New York State Satisfactory Academic Progress Charts

Baccalaureate Program: Students First NYS Award Payment in 2010-11 and After – non-remedial

Associate 2 Year Program: Students First NYS Award Payment in 2010-11 and After – Non-remedial

Baccalaureate Program: students first receiving aid in 2007-08 through and including 2009-10 and SEEK/CD and Remedial Students first receiving aid in 2007-08 and after

Associate 2 Year Program: Students first receiving aid in 2007-08 through and including 2009-10 and SEEK/CD and Remedial Students first receiving aid in 2007-08 and after

Associate 2 Year Program: Students first receiving aid in 2007-08 through and including 2009-10 and SEEK/CD and Remedial Students first receiving aid in 2007-08 and after

Beginning with the 2015-16 academic year, for ADA students who received their first state award during the 2010-11 academic year and thereafter and who are enrolled less than full-time, good academic standing will be determined using new SAP standards which does not modify the requirements for disabled students, but aligns them to be equivalent with those required of full-time students.

Program: Baccalaureate Program Calendar: Semester 2015-16 and thereafter (ADA Part-time students)

Program: Associate Program Calendar: Semester 2015-16 and thereafter (ADA Part-time students)

NOTE: This sample standard of satisfactory progress is referred to throughout the preceding guidelines. Generally it would be used to determine continuing eligibility for State support of students who have no “special circumstances.” The progress of students with special circumstances, such as those who have transferred from another institution or have used their waiver, must be monitored on an adjusted schedule.

There are federal regulations pertaining to recipients of financial aid funds who withdraw from school. They require the school, and sometimes the student, to repay some or all of the financial aid that was received. When these regulations require a larger repayment to federal funding sources than the amount specified by the school鈥檚 refund policy, the student will be responsible for the difference.

These 鈥渞eturn of funds鈥� regulations apply only if you withdraw before completing the entire term. You will be subject to repaying any loans received according to the terms of the promissory note. Generally, you will be expected to start making payments six months after you leave school or drop below half-time enrollment.

If you leave school during the semester without officially withdrawing, we will attempt to verify your last day of class attendance. We will then determine how much aid is to be repaid based on the documentation we receive from your instructor(s).

You must repay the required amount during the term in which you withdraw. Students failing to repay the required amount will have a hold placed on their records and will not be eligible to re-enroll at any CUNY college until repayment occurs.

(1) IN GENERAL.鈥擜 student who has been convicted of any offense under any Federal or State law involving the possession or sale of a controlled substance shall not be eligible to receive any grant, loan, or work assistance under this title during the period beginning on the date of such conviction and ending after the interval specified in the following table: If convicted of an offense involving:

(2) REHABILITATION.鈥擜 student whose eligibility has been suspended under paragraph (1) may resume eligibility before the end of the ineligibility period determined under such paragraph if鈥�

(A) the student satisfactorily completes a drug rehabilitation program that鈥�

(i) complies with such criteria as the Secretary shall prescribe in regulations for purposes of this paragraph; and

(ii) includes two unannounced drug tests;

(B) the student successfully passes two unannounced drug tests conducted by a drug rehabilitation program that complies with such criteria as the Secretary shall prescribe in regulations for purposes of subparagraph (A)(i); or

(C) the conviction is reversed, set aside, or otherwise rendered nugatory.

(3) DEFINITIONS.鈥擨n this subsection, the term 鈥樷�榗ontrolled substance鈥欌�� has the meaning given the term in section 102(6) of the Controlled Substances Act (21 U.S.C. 802(6)).

Special Circumstances for FAFSA Professional Judgments

• During the school year, you and your family may experience a financial change. Perhaps there is information about your family situation that was not asked about on your financial aid application. You may think that questions about your parents shouldn鈥檛 apply to you. You may have questions about your award amounts. If your financial situation has changed since you filed your FAFSA, or if you believe that you have an unusual circumstance, you may ask a financial aid counselor to review your situation. The financial aid counselor at your CUNY college may be able to make adjustments that more closely reflect your circumstances. It is your responsibility to notify the Financial Aid Office of any special or unusual circumstances or changes in your financial status that may affect your ability to pay for college. We encourage you to visit the financial aid office at your college to speak with a financial aid counselor if you have any questions about your financial aid awards.
• If you are asked to provide parent data on your application but cannot because an extreme circumstance has caused a break-up in your family, you may contact your college and request an adjustment to your FAFSA Dependency Status. Please note that your status cannot be changed because your parents refuse to contribute to your education, are unwilling to complete the FAFSA, do not claim you on their taxes, or you are living financially on your own.
• If you or your family has had a loss of income in the time since your financial aid applications were filed, you may contact your college and request an adjustment to your FAFSA based on a change in income. The loss of income may be due to loss of employment, loss of benefits, divorce, death, a natural disaster or some other major change.
• If you or your family have unusual expenses that were not reported on your financial aid applications, you may contact your college and request an adjustment to your FAFSA based on unusual expenses that impact your ability to contribute towards your educational expenses.

How to Submit Financial Aid Documents to Verify your FAFSA